How I saved $17,990 refinancing my student loans

How I saved a boat load of cash, and why I love Earnest

Student loan debt is becoming much more common – for the graduating class of 2015, the average borrower had $35,000 in student loan debt. So common, in fact, that many fear it’s the next financial bubble ready to burst. Once college grads start making payments, they realize the impact their loans have on not only

Why startups can’t disrupt the mortgage industry

This article originally appeared on TechCrunch. Home loans are the Holy Grail of online lending. They come with high loan balances, steady returns and hefty fees. There also is a healthy liquid market for the securitized loans, and the debt is asset backed, which reduces risk and opens up the investor pool. On top of that,

How SoFi can ruin fintech for everyone

This post originally appeared on TechCrunch. I’m going to start by saying I’m actually a huge fan of SoFi. I think they have a great product, they’ve built an incredible business and their growth in a regulated and complex industry is impressive. And I say this even though I’ve had my student loan refinance denied by


Nashville Skyline – Bob Dylan

I was a little hesitant to start with this record. Other than some of his major hits I don’t know much about Bob Dylan, and he’s one of those living legends that’s super polarizing. You either love his music or you “weren’t there and you’ll never understand, man.” In a way his music seemed inaccessible